An interest rate of 5.37 shouldn’t break a deal, if you’re only planning on carrying that rate for 1 year.

that is, how long will it take you to break even in interest savings vs the cost of the refi (make sure you compare with actual costs and don't include the prepay/escrow stuff). 

I'm a Realtor in Maryland, just re-starting my career after a break for several years. 

The Podcast mentioned a website that was absolutely phenomenal on breaking down a ton of issues we face with real estate taxes.

However very proud of our body of work we did pioneer the one area and now its really blossomed.. values of the existing homes have more than doubled to tripled for the owners there. 

You make or break many deals by how much you pay to start. 

@Jeff T.Thanks Jeff, I have a much better cashflow (if not I at least break even) when I am here as I live in a much larger unit with extra rooms that I can rent with additional cash flow but I think renting my entire unit alone would be very challenging as there will not be many prospective tenants that will need so much space (6 beds and 3 ba )and willing to shell additional rent .

Buyers need a break and I personally welcome a little more balance in the market. 

. - owner performing significant renovations- tenant breaking lease agreements- owner moving in - owner taking property off market for more than a year

Honestly, he had them on his forehead, his eyebrows, his ears, his chin, his neck and EVERY body part I was able to view in someone wearing a short sleeve shirt and shorts.