I've got a list of 10 banks im calling today to try to get a line of credit on a leveraged rental property!

With all the new apartments coming on line vacancy rates will most likely dip for a period of time

You are putting a lot on the line with that statement, you sure you don't want to edit. :) .

How mature is her project plan and does she have sub contractors lined up?

A conventional loan will require tax returns so your best bet is to stick with a commercial/portfolio loan.

Where do you draw the line?

It sounds to me like you and your girlfriend might have opposing goals and that could lead to more problems down the line and I have a feeling could be a part of the struggle you’re having right now.

The current fence(neighbors fence) is in almost dilapidated conditions and I’m fearful that this will discourage tenants in future turnovers if not dealt with so with that being said this weekend I plan to reach out to the new neighbors, I’ve already lined up one of my guys to install a new 6ft fence but it will require the demo of their current fence and the dogs to be put up while the work is being done(don’t need anybody getting bit) my question becomes though if you are a dog owner shouldn’t you be required to have a proper and safe fence or does this matter fall into my lap, I don’t want to make to make a big issue because well these neighbors could end up causing more trouble then it’s worth..

But we bought at a price point where the mortgage was well within our ability to qualify for a SFH.That way, if we hated being landlords, we would end up with a house whose mortgage was in line with what we would spend anyways on housing. 

Thats currently in line with market rates