As stated in the title the repair that concerns me is a large horizontal crack in foundation wall.

Flagstone exterior walls, marble throughout, huge ceilings, huge backyard, fountains, etc...A - $350,000 to $700,000 - I'll leave between A+ and an A as a grey area, but this would be really big and nice houses just without the extras like flagstone everywhere, gigantic backyards, and stuff.B - $250,000 to $350,000 - These are still super nice houses I'd gladly live in, but when you have to compare them to the others...C - $140,000 - $250,000 - Median sales price in my city is about $160,000.

While many will argue that owning free and clear properties provides no risk and more cash flow, I argue that you give up the power of leverage, not to mention the tax deductions essential to having cash flow almost tax free.Once you have a home paid off, you have equity sitting in the walls of your home earning you 0% return!

They even took the exterior rock wall and trees!

I think thats the game the criminal bankers and wall street are playing with full support of the government they bought and paid for.

The landlord is in violation of city code which states that "No basement may be used as a habitable room unless floors and walls are impervious to leakage of underground and surface run-off water."

I have a Virtual Assistant, email classifieds initially as to save my sanity and walls from banging my head against them.Also, I move my business to easier markets ;) almost forgot to mention that.

Once the lower walls were replaced, I kiltz and painted all walls and the ceiling.

But, if you plan to hold long term and retire with no mortgage, you can consider amortizing the loan to fit your needs.In 10 years you may want out of a property too, let appreciation be your profit without having to sell to get the money out of the walls from built up equity.There is no right answer, but usually take the 30 or longest amortization and devise your own plan. :)

Everything was behind stucco walls - huge costs and a long renovation time.There are better risk vs. reward opportunities.