@Richard HowellWhen lending on a primary residence make sure you follow all the CFPB laws such as using a licensed loan servicer, sending compliant monthly statements, collecting escrow and doing escrow analysis as well as sending 1099’s at end of yearLending more than a property is worth you can do but I would advise against it as you are putting your retirment funds at risk

@Brian Van Pelt means you should run your analysis as if you are not going to house hack.  

:)Can anyone here recommend an affordable professional to produce a cost seg analysis for 2 properties in Sonoma County CA?

I'm looking for help double checking my work on analysis.

You really have to buy with the goal in mind that when you sell it the most seasoned investors will give it the most conservative analysis and say " Yes this is still a deal at this price ".

Hi Louis.I really like your analysis here. 

As for the lowly sponsor part...If you have experience in private equity, analysis, construction, development, project management... why not?

Analysis paralysis makes me hesitant at this time with interest rates what they are and anticipating a recession.

Have you done a complete cash flow analysis, taking into account utilities, insurance, vacancy expense, maintenance, property taxes, etc? 

The appraisal report demonstrates that the improvements are typical for the market through an analysis of at least one comparable property with the same use.