DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Did they cut you off when asking questions?

some states that require licenses off the top of my head are . 

YOU are part of the investing equation as much as the money you start off with.

Just save your $45/mo. and save for this yourself... trust me... you'll be better off. 

I get MTR leads from Airbnb and do bookings through the airbnb platform.I use apartments.com to manage my Long term tenants and collect rent.What do I need to keep in mind for starting off on the right foot for book keeping?

For example, wholesalers are great because generally their properties are off market and you get them at discounted prices.

Finally GC's are bonded and that keeps you from being sued when your sub falls off his ladder.

For example, right now, I have an off-market deal that is fully occupied by Section 8.

It’s not far off from what you can expect to get from a bank.