Please let me know your thoughts.

@Ryan DaultonI have 20+ people I know invested in atm funds and they are not doing well at all.

If anyone has gone through the program or knows someone who has I would love to hear their insight into it's value and whether it is worth the investment. 

It is critical to know which lender will be able to suit your needs. 

How will you know?

Here in Colorado, the city or county planning departments will know about the STR/Airbnb laws.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

I know a few wealth advisors if you want to chat further. 

There is a whole land flipping niche out there in the RE space I fund a few of them and frankly they kill it if you know what your doing and where to make your buys.

Hey @Martina Su, do a search as there are several threads with tons of info.The bottom line is that there are restrictions all over the place so you should get a good realtor locally who knows the areas and market to guide you.