I'd explore that pain point a little more. 

Hey @Peter Morgan , I don't consider that hijacking :)   It's fun to learn and explore all of the ins and outs of this 1031 thing.In your situation with the owner occupied duplex, would you also have the opportunity to take advantage of the primary residence tax exemption, rather than delaying taxes with a 1031? 

Is there another option I haven't explored?

I am exploring the different types of loan options I have and had a question about 2nd home/vacation home loans...I understand all the financial aspects but as far as the other guidelines go...

If it's over 4%, its worth exploring, but probably won't pay off for you for at least 4 years or more of holding a new loan.  3. 

However I’m a buy and hold woman so some degree of volatility is irrelevant to me.I agree with exploring @Max T. suggestions.

This may be worth exploring in further detail.EvictionsSome speculation has arisen regarding the possibility of monthly $2,000 payments retroactive to the start of Q2, CY2020.

@Brendon Rose, a little outside my wheelhouse....but if it's an option explore the numbers. 1.

If there is a real problem and the agent isn't representing you correctly, I think there are a couple areas to explore.  

You can buy in any market for 20% down and you can start getting passive income from day 1.I put 25% down because I was able to get a better rate with the bank so try to explore that option as well.