So now I am exploring my other options and deciding which is best. 

@Gustavo Munoz CastroNational City has a worse reputation than North Park but I feel safe in both locales.I specialize in Escondido (North inland San Diego). 

I'd like to do a significant renovation and am exploring the viability of a HELOC to accomplish that.

An hour or so with an attorney would be the best way to go.I would explore creating a partnership agreement with your brother, then get added to the title.  

Would it be better to explore the rent to own option or just continue as a normal rental property?

Good Friday morning BP members,I'm wondering if anyone can give me some good reputable private lending companies in Ohio and Indiana. 

Indy has a reputation for having good cashflow so if that is what you mean in terms of returns, then I don't see a reason to go elsewhere.Set up an LLC?

Explore, network, learn...enjoy.Kudos,Mary

Las Vegas has a reputation of being a boom/bust town, and history has proven that reputation to be true. 

.- My DTI is 60.4 at is highest- After talking with a mortgage broker I am looking at the approval of about 100k-120kNow my goal is to purchase a multifamily property that would do at least two things: [1] Pay for itself with me living in one of the units [2] cover all expenses of home and personal.What would be possibly the stronger avenues to explore when getting financed regardless where I by my first multifamily property?