I live in Seattle but started in 2020 by buying in Memphis through a turnkey company where prices were much lower.

So we refer clients to companies/experts that specialize in cost segregation: @Bernard Reisz, @Yonah Weiss or @Julio Gonzalez can all help you.

There is a one car detached garage at the back of the property.I'm an absentee owner that rented this home out for 11 years with a management company and now I'm in the process of renovating it.When I'm done with the project in a few weeks, I would like to 1031 exchange it into another cash flow property possibly in Indianapolis IN, but I'm open to other active markets.

I think it is worth setting up a meeting with a few companies specializing in real estate and seeing if there potential for savings. 

Her heat had gone out and she had called a seemingly reputable HVAC company to come take a look.

That ain't the future, folks.Corollary to MTR-insurance relationshipThis reminds me of @Erin Spradlin's take on the current emphasis in medium-term rental world on creating relationships with an insurance company.

He would then pay me a draw and I would be responsible for paying the draw back to the company.

You have to calculate based on a more than a few things like loan amount, down payment, taxes, Insurance, (Any HOA) PMI, based on credit, etc.If you are 1099 the Bank can look at the most recent 1099/Schedule C if you have been in business for 5 years or more with a 25% ownership in company or more. 

fairway independence mortgage company, i like these folks a lot. they’re in cincinnati.  

My first question that I ask is how many companies did you vet.