You should look at both as tools to make money. 

You guys can correct me if I’m wrong, but if the lease doesn’t prohibit dogs, it doesn’t matter if your insurance doesn’t cover dogs, that’s Your problem, and the tenant has no obligation to get rid of the dog.Of course, you might get away with it with some tenants but you can’t force them.

It is just property, a tool to make you cash flow, ( all our service folks and even the rest of us need CASH FLOW). 

I would also still have the $15,000 HELOC I believe, correct me if I'm wrong.

This is one way to manage this large project, and it's a particularly useful tool for California-based investors.

If she chooses to steam clean the carpet after every person, that’s not what my moneys for correct?

Did I did that correctly?.

They have lots of helpful tools and great insight. 

Just takes a few tools and an hour or two.If you are worried about using another wax ring, look into the non wax version (Sani Seal is one).

I can hang drywall on vertical walls but I don't have the tools or skill to hang ceiling drywall or build rafters to make the ceiling flat.