Some say 8-9% since conventional financing is still low, others (who currently owner finance in my area) say 10-12%.

Conventional loans, meaning Fannie/Freddie, require 25% down minimum for 2-4 unit investment properties. 

Conventional came back at 5.9% which would make my mortgage $3100-3200 a month PITI. 

Hello everyone I’m back again with more questions and a little bit of an updated plan as I’ve been doing some research just want some feedback and possibly some motivation stories appreciate it ahead of time.I’m 21 working like a mad man at my day job picking up as much overtime as possible and listening to podcasts all day while I’m there learning on the clock as well off the clock I make decent money (not enough to raise a family on) so my plan is to use the BRRR method & house hack a duplex - quad and buy and hold long term and eventually go commercial with big apartments so I can have all units in the same place i don’t have a team at the moment nor have I contacted anyone as I don’t have a need for them yet I’m still in my accumulation phase (knowledge and capitol) My questions areIs there an equivalent to a 203k loan that’s conventional I don’t want to have to deal with mortgage insurance forever?

But there are still conventional (non-FHA) options that you can use for 5% down, again and again, with the same 12 month promise to personally owner occupy.

I have been looking at some properties in the Harford County area of Maryland (grew up there and I know the area) and I'm looking to get a conventional home loan (second home loan) and I'm wondering what are some local banks members of this forum have used.

It also happens to be the best part of Downtown since the major sporting venues, convention center, live music, restaurants, and night life can all be found on the East Side.

@cian hamillGo with hard money for the renovation money and then conventional financing once the property is stabilized Stephanie

You would need to refinance into a conventional loan if you wish to eliminate PMI in the future.

It may not list in the MLS that they'll accept VA Loans but only conventional loans....however, that didn't stop me.