You could go for lower priced markets that aren't seeing as much growth or go for one of the fastest growing cities in the U.S. like Columbus that still, has deals very well priced compared to other cities. 

The lender MAY require immediate payment.

I sincerely doubt such a list exists, although each mortgage lender would know which of their own borrowers is behind, of course.

(most banks want 6 or 12 months but some DSCR lenders can do 90 days)

So you'll own it, and they'll be acting just like a lender.

You just have to research your area and compare the different strategies.

Basically be your own hard money lender.

I need to find an asset based lender that is willing to base financing on the income of the property.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Buyers, realtors, lenders, contractors.