Hey Kevin, I am looking to do a combination of both.

A lot of people are drawn to investing here for the same reasons you and your husband are, the allure of a vacation spot combined with a savvy investment.Housing is still relatively affordable and rents rose nearly 8% last year and continue to do so.  

Maybe your combined cell phones cost 150 monthly and you could cut your data plan way down and have a 70.00 dollar bill.

The combined capital gains tax (if any) on the sale of a house owned by two single individuals is the same as it would be if the two owners were married.

It was a combination of classes in person, and quizzing online.

I think the answer is some combination of non-qualifying loans and that there is some inflection point beyond which you're no longer an amateur and so your finances are evaluated differently, but I'm having a hard time understanding how it works. 

Then again I have 0% down programs on my end as well for conventional and FHA financing or if you're a Veteran (VA).Option #3 Single premium can be great if negotiated from seller to pay, sometimes seller wont pay it all so you can do a hybrid method in which you use a bit of a rate increase, a bit of the sellers contribution, and some cash or a mix thereof.Option #4 is a bit more towards the creative side since it requires you to find a deal that has equity creation potential while combining it with a conventional financing method It depends are you interested in buying units 1-4 ?

I'm drawn to it because of the combination of a decent inventory of nice brick homes for low prices as well as appreciation.

With over 30 years of combined experience, my company has an unsurpassed level of market knowledge, contacts in the industry, and exceptional wholesale opportunities.

I'm just having trouble figuring out how I am going to combine the two.That's an impressive number of flips!