I agree with @Carrie Giordano.  

As you said, inquiries only count for a small part of your score and your credit/debt ratio carries more weight.

Where I need some advice or opinions are on the following:Guidance on terms structure, dn pmt, monthly payment, length of initial term, owner carry at expiration or buyer financing, etcIF Owner carry is an option at expiration, what has to be done to complete a wrap?

Great property managers are worth their weight in gold. 

However, one of The Golden Rules says, those with the Gold make the rules!

In days of yore this would have meant gold or silver.

Removing the garage would also provide the opportunity to building an in-fill unit on the other half.I need to develop a detailed plan and estimate, but at first blush, I am thinking we can carry out an energy efficiency retrofit  on this property and be closer to a 60K price tag rather than the 80K used in my purchase analysis.If we decided to come down on the more common and, IMHO, slumloard approach to rentals, we could skip the air sealing and insulation replace the windows, put electric baseboards in all around to unload the {still high} heating costs on the tenants and call it a day with a 30K renovation ... but that is unlikely to happen.Evan sticking with our normal level of energy efficient renovation, we should come out the other end of this one either with a sale and 30 - 40K in our pockets or a rental where we have refinance all our our capital back out.

So as I mentioned before a FHA / HUD 203k consultant, while it maybe a small fee it is worth its wait in gold as far as I am concerned.  

Make sure your partners, friends, or family always know where you are headed, and I would also recommend carrying some mace. 

If there's a pandemic flu - it could be worth its weight in gold.