The low inventory situation makes it harder to compete with cash buyers.  

Hello all,Very envious of of the low-priced houses in all these US cities.

However, your LTV is very low.  

I would absolutely want an itemized list though.

Hey Joe,I looking for a lender that will do a 12 month loan on the following:List Price $150,000.00Purchase price $115,000Rehab cost $50.000 Total Loan amount $145,000 plus to be able to roll in interest and closing cost or seller help with closing.looking at loan for $165,000 LTV a little over 65% ARV $250,000 sold comps this year 250,000LTV $162,500 at 65%but i need the money down to be as low as possible.their terms are good but the money down is a bit high.Thanks

You dont have anything to lose and will ABSOLUTELY WALK AWAY,  if you continue looking and get a deal for even $5000 cheaper- YOU WILL. 

Real estate won't be full time for me in the immediate future so I'm looking for a broker with low fixed fees as opposed to a higher CX split. 

With the low interest rates we have had recently I have tried with several lenders to do a streamline refi and or try to access some if any equity from the property.

You are trying to get bank rates & terms for a private non-arms-length note.First, the interest rate is too low.

As for the Gen x statement, eh maybe it was a low blow.