We know what the rents are, what the vacancy is, what the competitive rents are, have estimated per-unit and site rehab costs, after-purchase taxes, etc.  

What is a fair/competitive offer for % of the buyers' commission that we'd share?

However, if you can acquire these properties in some other fashion you may be competitive and have multiple options in the marketplace here.

My wife and I are looking for our first home and, since the market is super competitive right now, we're trying to think outside of the box whenever we come across a property.The property we have in mind touches both it's frontage street and the street behind it.

Kevin, that rate might be a little high but not a whole bunch higher than the more competitive rates out there. 

You may be able to get a premium on student rentals by not requiring 12 month leases like your competition.

However if you can learn the rules of land, you won't have a lot of competition.

Like Gordon said, it would create less competition :]In your case, I actually think your sample size is too small and short.

Typically, it's 75% LTV for an investment property and the rates you were quoted are competitive.

TOUGH market though competition is KEEN