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Underlayment costs vary widely (4-5x); I don't want a floor that is noisy or feels cheap, but I also don't want to spend $60/100sqft on an underlayment if I can go cheaper and compensate with a thicker laminate.All experience welcome.

It is widely debated what is best...

I am working to select the "best" market within a few hours drive of Boulder CO.

I'm trying to select things that don't draw in people who can't pay (like no/low deposit) or things that set up an entitlement mentality or that I might not want to maintain.

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Plus you need skin in the game at least 15 to 20% down.Loan to Value:Up to 80% for Multi Family, 75% for all others.Loan to Cost:Up to 90% cost loans are available for select propertiesConstruction Loans:: Floating over LIBOR or PRIME; fixed over LIBORDEFINITION OF 'LOAN-TO-COST RATIO - LTC'A ratio used in commercial real estate construction to compare the amount of the loan used to finance a project to the cost to build the project.

@Brice Hall yes, its not at all obvious this rule of thumb applies to a wide range of rents.  

you can export by city, zip, area code, etc...all for free without having to buy report...once you have your criteria, click on purchase list, then there will be a tab to purchase partial list, then select custom, then choose export and it will email a cvs that you can sort in excel, etc.  

Each bank wants a client that always pays on time, and is selective in their investment  criteria.