You covered a wide area so would love to hear where your goals and expectations are further.

Hello RE investor far and wide!

Generally speaking the western side of Lubbock is nicer than the Eastern side, but that is a wide over simplification.I decided to invest here because of cheaper houses compared to other markets (like Utah where you're coming from or Colorado where I came from) and nice cash flow.

How is it that this seems to be a widely used strategy for negotiating yet having enough cash on hand to buy a home is difficult.

In the link provided, search the number below to pull up the specific bill.https://phila.legistar.com/Leg...210078In the bill the highlights are buildings can now only be 25 ft. tall with a minimum width is 14 ft. wide, compared to 38 ft. tall and a minimum width of 16 ft. in RSA-5.

Even with the exact same property in sure we can take 2 landlords on here or 2 property managers and end up with widely different numbers.The important part is to account for some vacancy, I don't think it really matters to be that precise, if there isn't enough buffer for much higher vacancy it's likely not the right property regardless

Does anyone have any advice on either the extent to which Non-Recourse loans are actually non-recourse or how to find a lawyer to pose these questions on this topic to?

@Richard SanchezYou have come to the right place to connect with the wide array of real estate professionals and investors.

Fees can vary widely, I'd ask your state governing body and local MLS.  

With that reminder, I always include some statement of appreciation for his tenancy and for his or her care of my property and, in your case, I would include a statement that I want to work with him to the extent reasonable during his hardship.