It probably ranges from $100 per square foot to $300 per square foot.

We're doing some financial forecasting as we get ready to purchase our first home ($120k-$150k range) and are trying to project insurances... can someone clarify for me...

Another thing I use to do before this book when I was getting started was to walk through Home Depot/Lowes and get familiar with average costs for big repair items like water tanks, HVAC, appliances, kitchen/bathroom cabinets, flooring etc.

The challenge with such a low rent is, that even taking 10% of rents for maintenance & capex, you can still find yourself under water. 

I am not sure but I think this is a CYA thing that if the person doing the BPO sees any exposed wood or sees any water damage they have to note it which makes the home uninsurable by FHA

I am testing the waters of commercial real estate and was wondering if anyone could look over the numbers I currently have available.

What price range of houses are you looking at?

See legal advice on this as well.Our water was combined between the two houses so it cost $3400 to pay the city to run a water and sewer tap on street for the second house to have its own water and sewer.

Annual taxes are apx $2500, unable to obtain water/sewer at this time.

I can guarantee you that in my field of engineering, where salaries for anyone with any significant experience out here is commonly in the 6-figure range, that there is a difference between here and Ohio.