We would like to use a hard money lender, but with the current crisis it seems that they have stringent requirements at the moment.

.- With proper insurance and flood prevention measures, property owners can minimize potential damage and protect their investment.Risks:- Natural disasters, such as hurricanes and flooding, can cause significant damage to properties located in flood zones.

The beauty of DIY, you're always learning something new.I took a small leveler, painters tape, measuring tape, and a pen.

If anyone ever introduced such a measure in my state, on either side of the aisle, they'd be laughed out of the assembly.

Is the process more stringent?

You can make money still with these, but you will have more consistent, measurable cash flow if your utilities are as separated as possible. 

Meaning measuring the change from Dec'18 to Dec'19 as a dollar amount and as a percentage.

Month supply is the measure of how many months it would take for the current inventory of homes on the market to sell. 

One other factor to measure is the time for the deal flow to start after your setup.

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