The only reason why I might not refinance this loan myself is because there is a possibility that I will work for the government someday (I want to eventually work as a federal prosecutor) and this would make me eligible for loan forgiveness.I think that it is safe to invest in something if you are beating your student loan rate.

Ricky, much respect for keeping the city safe in Lubbock!

There has been significant corporate / institutional purchasing in the region in the past 5 -7 years (Hello, Killam ... though they seem to be focused more on Upper Canada now) and a fair amount of "money from away" purchasing smaller properties in this class (ostensibly as a safe place to park capital at a rate better than what it would fetch in a bonds or money market accounts).  

@Joddie PartchThis is one of those things that is "quite probably" safe, but could potentially be viewed as a self-dealing situation.The partnership is not a disqualified party to your plan based on the information you have provided.You already have an existing relationship with the partnership, so there is no assumption that you are personally gaining their accounting business as a result of loaning them money.I would assume that you will provide accounting services associated with the partnership's investment in this commercial property, but there should not be any issue with that so long as there is no favor or benefit conferred in either direction due to the fact that your plan would be lending to them.  

I could be wrong and they could be but I rather be safe then sorry

The house is safe and habitable.

I have 20 years of Guard service and 10 years of active duty so I have come to the point in my career where I look down the road of monotony, boredom, increased hours with more promotion, "safe" retirement, good benefits and think "do I really want to do 10 more years of working for someone else"?  

It is definitely a gateway to the west and the further west you go the worse it gets.At the same time the specific area wasn't that bad, most people were friendly and I always felt safe day or night.

There are a few reasons why a background check might take days, but it's better to be safe than sorry.

If you are serious about seller financing, get an RMLO that understands Dodd Frank and the SAFE Act and TILA and RESPA.Understand how to draft notes that can be sold on the secondary market.