And with massive claims comes massive insurance premium increases.

I've had tenants put out their cigarettes on the wood floor.

All we have left in there is to put some trim around the window over the sink and a section of trim wood between the cabinets there at the top over the sink.

I meant to add that the liability/error omissions is about $1930.00 a year and workers comp will depend on number of "employees" (even if they are independent contractors) with 3 on policy it's $1115.00 premium.

Hi, Ken, I can't advise as to which insurance company to work with, but, as to any deductable: With any property casualty or liability policy the higher the deductable the less the premium is.

I may have to pay a very slight premium for the metals, but I get all giggly inside when I open the safe and see them instead of a piece of paper.

The roof was redone in 2007, including new wood under the shingles.

(avg cost is about $500 to re carpet the home)Laminate wood flooring + under layment is about $1.20/sq ft.

I'm not sure how things are like in your neck of the woods, but Orange County agents expect 20-50% of a 3% commission as a referral, so it would be very difficult to find buyer's agents who would settle for a fraction of that.When contacting listing agents we offer 3% on the A-B to the agent and 6% on the B-C.

Best of luck and if you are ever in my neck of the woods look me up.