Does anyone know if BP is going to have a sale on Pro/Premium memberships this holiday season? 

FHA isn't always the way to go due to the upfront mortgage insurance premium as well as the monthly mortgage insurance payment. 

All specifics were on "FreshBooks," and he was unknowingly editing this without us knowing.

I have 2 mentions in today's local newspaper.  1 guy for a speeding ticket, and another mention for a medical emergency.How many have you had in a single newspaper edition?

If one manages to do this in a premium location the rewards could be much higher.

Just like @Wayne Brooks, I wouldn't do a deal on a contract for deed UNLESS your out of pocket was very minimal and you were looking at it as more of an option premium than a down payment.

As an example, if you decide to look for a townhouse in the Ghent or Oceanview area, the likelihood of you finding a high quality roommate/tenant are much higher.You'll pay a slight premium over a similar townhouse in most of Norfolk, but you'll have a much larger pool of high quality applications to choose from (both during and after you move out of said househack).

All in it was $188k (say $190k ) and would rent for $1800-1850- My payment including HOA with 20% was like $1400 so I would have been taking $400 outPutting 20% will certainly help with the monthly payment and with historic low interest rates it will defo put you in a good positionIf you get a good enough price on the property the HOA doesnt necessary need to be a bad thing as it covers roof, exterior maintenance, landscaping (all of which would require more in insurance premiums, paying a landscaper etc)Bradley above seems to know his stuff, if you are looking in the Miami area he might be the person to work with.

We are seeing huge growth along the coast - the Intracoastal waterway typically being the line where city moves to the county - therefore there is some significant population growth on the other side of the waterway where you do not have to pay the city premium tax. 

We will be doing whatever we can outside of the lease to vet the tenants as well (credit checks, etc.).The company we're using has not made any edits to the CAR standard lease form.