It's usually more productive and efficient to work with a person or company that does it all the time to know what pitfalls to navigate. 

I like to keep paperwork just so I can physically touch it, but I have more on my laptop.

Hey Mike, There are so many loan products available I am sure there would be something that will work.

This was another game change for me years ago.Other good productivity books I read:7 Levels of Communication - Michael Maher (Has productivity process but more about how to utilize your network if you are in sales)Eat That Frog - Brian TracyAtomic Habits - James ClearFocus - Stephen Covey

When you have a product that’s in demand and you’re at full capacity raise your price until demand levels out As far as a time frame on when these will go back down we have no idea.

Considering that we do not have a physical office at the moment, how would one go about obtaining a key deposit, or is it a better idea to not ask for one? 

It's a good product. 

@Paul Moore too early to tell what stock pricing will do over the next 3-6 months, but what happened is evidence that the word is out about storage being a "save haven" in recessions.I'd like to point out that what happens to revenues at physical locations will vary based on market and competition.

As everyone has mentioned above, getting the 3.5% or 5% owner occupied loan is the best way to go for the loan product.

There are lots of avenues for funding but if you are starting out with the conventional residential products do some deeper research on what lender criteria are at the moment - understand their pain points.