I'm and experienced STR owner and manager and multifamily owner operator, so I know about 28 day minimums, local regulations, underwriting, insurance etc.

If my client wants to sell to an owner occupant, usually brings more competition and a higher price, then I ask them to give notice and we’ll list once they’re out as we cannot have tenant holding over and ruining the closing.

I'll introduce you to the owner of MR Qualified Alternatives.

Often a line of credit is not the best vehicle as nose bleed rates that non-owner occupied LOC command. 

The HO6 policy is essentially a home owners policy for condos. 

While reviewing the landlord registration forms, I saw a remark stating that if the property owner does not live in the same county as the property location, the owner must choose an in-county representative to receive official documentation on their behalf.

The mortgage rules say (as I understand) that in order for a home to qualify as a second home, the owner needs to occupy it for more than 14 days.

I recommend you attend a demo webinar before you decide on a product.

Who knows.Another option would be to buy a small parcel and slowly build a house with/for him and pull owner permits.Am I nuts?

I was renting this home then approached the owner and asked if they'd be interested in selling.