First, talk to your loan officer and see what kind of loan is going to work best for your situation. 

That week, my wife was at the AAA Auto club office vacation planning, spoke to their insurance agent on duty, he gave us a quote with my daughter included, but at $350/month less, the same rate before putting my daughter on.I then called the original agent to cancel auto policy, and everything else, because you have to place everything at one place for the best rates.

Eventually you can pick up the phone and the lender will gladly finance 100% and quickly once you build a good successful track record.

A little about me. 27 year old police officer that just recently got my brokers license with the intent of using it for investing.

Not because I paid the mortgage down.I'm going to pass down a word of advice from the loan officer I bought my last investment property with, "The cheapest money you will ever find is on the mortgage for your own home."

Don't get too immersed into one track (aka 'stuck' here) and you may want to consider not framing things like this: "I asked him if he would be interested in assigning me a contract as a newbie investor and he said yes".There may be a legitimate value-add provided yet you need to go into a relationship knowing what you are seeking and knowing what the other person is able to deliver.

I'm in between jobs (a.k.a not employed) and I'm hoping I don't have to go back to the office life.I have 90K to use for investments.I can live for a year using other money I've saved.I've yet to buy any type of property.My goal is to be a helicopter pilot but not rely solely on that for money.

I would recommend speaking with a good loan officer, message me if you need someone local!

You are allowed to run credit reports on homeowners on notes you are considering, but you need certain things in a home office to allow that, otherwise a regular office is ok.

@Jessica Freese , Lucky you, this actually can be very beneficial for your taxes.1) If you husband makes less than roughly 100k,  the loss from rental can offset 25k of husbands' W-2 Income.2) Even if he makes more than 100k, Since you dont have a W-2 Job, with careful planning, you can qualify for RE professional status, that will help you use the entire loss from rentals against husbands' W-2 Income 3) You can convert some of your personal expenses into business expenses with the home office deductions, transportation expense ( mileage, depreciating computers, furniture, and other assets used for the rentals, and few more. 4) You can hire your kids and funnel money within the house if planned carefully.