How do you know if a PML is legitimate?

No one here should be telling any (legitimate) business how to run their operations.

@John UnderwoodTo be clear, if there is a legitimate Coronavirus impact, using this method to liberate the funds from a current employer plan to effectively "rollover" funds is not a concern.  

As for the purpose, I told them that I want to use it for home improvement, and I legitimately purchased new paint and carpet for my house with the HELOC, but if I want to use it for something else in the future there isn’t a requirement (I asked) to inform them that I’d be using it for something different from my original intentions when I applied.

The points and interest are passive income and therefore not subject to UBIT as would be the case when the IRA has an equity stake in the flip profits.An alternate, hybrid approach, is to buy a property in need of rehab, clean it up, rent it for a legitimate period of time (at least a year) and then sell it.  

K.marie P.I have never heard of any prescriptions requiring smoking, and like you, I can't imagine any legitimate medical reason for such.For the time being, I think the regular 'no smoking' clause is sufficient.

It is a legitimate expense for tax purposes.

What evidence must you provide IRS that it is a legitimate search for property?

 That questionnaire  is nothing that I would even remotely consider legitimate for the purpose involved.

This doesn't mean you don't have a legitimate claim or can't file a complaint with the attorney general but there is no licensing board that will care from a carpenter/contracting standpoint.And be careful what details you share online.