I've never heard of a warranty deed issued at foreclosure sale.

Dealing with nightmare sellers, including a dog left unattended for days, a break-in, and hidden foundation issues sounds like a real challenge.

The seller and their agent are open to using creative financing but I've been having issues finding an attorney that is willing to work on this.

I'm not that professional but I think a whole house filter would filter particulates like dirt but not chlorine. for chlorine you might need a reverse osmosis system for a specific drinking water tap to eliminate the taste as it's not practical or efficient to put an RO on the whole house supply. if skin issues from bathing are a problem you might need a softener. sometimes when kids have eczema doctors actually prescribe "bleach baths" where a small amount of chlorine bleach is added to the bath water. also many of the water treatment systems can be rented so maybe just rent it while they are there. regardless, proceed with data. water test, pediatrician diagnosis (if it's legal to ask for, no clue), and a system that is right for the application. sounds like the tenant is willing to help out which is awesome.

I have however run into issues like transfers being rejected by Baseline (from one of my own accounts in a traditional bank) when all the information is correct.

I would talk to your lender - there might be state specific issues but I know alot of folks (myself included) that bought only in one name.

However, as first-time and inexperienced homebuyers, we overlooked critical issues during the initial inspection.

It's been steadily going up however, so I'm either looking for lenders who would do a HELOC once my credit score reaches the required number OR I'm also seeking private lender who would be willing to lend with a second position lien on the property for the renovation amount ($35k-$40k)I was working with a private lender but he proved to be unprofessional and not able to prepare the proper, legal documents.

Technically, the property taxes will close to triple once the house is no longer your legal residence.

Thanks Nicholas - the funding isn't really the main issue, as I could really pay cash if I wanted to.