Hello everyone, I'm new to the real estate investing world, I've been doing armed security for the past 20 years, worked a lot of hours and just wasn't going anywhere, then i stubbled back onto Robert Kiyosaki YouTube channel, and membered learning about it some back in 2007, then started watch Ken McElroy learned as much as i could from him then i saw David as Ken's guest and that's what introduced me to BiggerPockets, and have been watching videos taking notes trying to learn as much as i can and trying to get started at the same time, and found some hard money lenders (because I knew I couldn't get a loan from a back with my credit score and just getting started) four of then said sure will give you the loan talk about being excited then they hit me with will give you 80% of the LTV and you have to put the 20% down, my mouth dropped and another guy said there's going to be a 15k PMI added onto it and after I explained I needed to figure out how to come up with the 20% plus the 15k he blocked me on Facebook, so i began asking friends and family for the loan but ended up at a dead end, so with one of the hard money lenders i spoke to and kept in contact with offered my a loan officer position and explained the pay and everything, and in my mind i was like oooo if i get 5 of these deals i could have 20k, which would be enough for a down payment for the LTV on a condo then do the BRRR strategy on it, so that's currently where im at now.

I can show my loan officer that I have a lease for the property, but what will happen when they don't see the rent payment from the tenant?

Obtaining the actual license is what took forever because the state had to handle all my paperwork and I assume with COVID everything is backlogged.I would call the RE office and bug them until you get an answer.

Best to talk to your loan officer as he knows all of the specifics not only of you for the approval but the lender you are being submitted to and their requirements.  

I have no facts to back this up, just a rumour that I saw on BP and elsewhere.Until there are some sustained movements showing a vacancy decrease in downtown commercial office space I wouldn't risk it, but that is just my tolerance level. 

All in all, call a good Loan Officer, preferably one local or one here on this forum to have a conversation and plan/strategize forward. 

I just phoned the assessor's office and was provided the split.

I constantly point out features to my buyers that will either add or detract from functionality and market value - these are all intelligent people and many are repeat home buyers, but they still find the information very useful. 

I know there is a hospital, community college, the Chobani yogurt exec offices along with other stores. 

In my town right now you would just need to go back to the office you got the permit from which would be code enforcement and fill out a new permit and maybe pay another fee or they might apply the first fee.