The first 11 months of 2018 was a very solid year of growth.

I believe it would be seen as forgiving the debt, eliminating your ability to collect it. 

This is adjusted for growth to avoid existing owners getting massively higher tax bills YoY (again, in theory)FL = disclosure state i.e. tax % * price you paidSome other states = limit growth by a certain %Best bet: consult the local tax assessor's office and/or your broker.

Ability to build on an ongoing basis for next several years.

Only thing that matters is their ability to pay the rent.

Our goal for 2019 is to continue the same growth from this year, and create some relationships with private money partners. 

I have the ability to apply for the same level Line of credit on my business but am going to do that yet. 

We're receiving lots of population and job growth here.

Also, the ability to refinance and bring home a much higher return.

HOAs: $0 (didn't see any)Monthly Insurance : $100 (is there an average estimate for this number, I found postings saying about $50/mon per $100k)Other Monthly Expenses: $0 (I know this can vary a lot, what are ya'lls thoughts on what you often put here)VARIABLE LANDLORD-PAID EXPENSESthese are based on Brandon's rough estimates:Vacancy: 5%Repairs: 6%CapEx: 7%Management: 10%FUTURE ASSUMPTIONSAnnual Income Growth: 1%Annual PV Growth: 1%Sales Expenses: 8%This is a lot of info, though I just need some input on the couple of numbers that I dont quite follow.