If so, they are legally bound to provide copies of meeting minutes, financials and other documents upon request.You are likely correct in that issues with the HOA may cause problems when trying to sell the property as the lenders will look at financials, reserves, etc. to ensure everything is above board.If you can't get cooperation among other owners to make a change, and are truly being stonewalled, then it is going to be time to get legal representation. 

I love the idea of purchasing foreign investment property, but it is, how can I put it, so foreign of an idea to me :-) http://foreignpolicy.com/2016/02/10/brazil-roussef...http://www.forbes.com/sites/kenrapoza/2016/02/10/b...http://www.zerohedge.com/news/2015-02-04/ceo-brazi...http://www.zerohedge.com/news/2015-12-16/brazil-st...http://www.zerohedge.com/news/2016-01-27/brazils-e...Worst economic situation in 70 years, facing an impeachment, tons of issues going on down there. 

You must use the services of a qualified intermediary who documents the exchange and holds and transfers the proceeds between the sale and purchase.5.

My agent gave me precise and clear instructions on how to document everything properly, and when my work comp audited me, it took them 2 days to clear me up, so what's the fuss?

However, I just started calling around and it sounds like my husband needs to have 12 months left on his military contract OR have documentation from a new employer in the same field as his prior MOS (job in the military) if it is less than 12 months.

If you dont have any of the grey area types of income where the calculation is subject to loan officer skill and supporting documentation to tell a certain story then you'll be fine and your 48% DTI may be accurate. - you have 5% or less down so hopefully you're qualifying for a 1 unit or single family residence (SFR)/ condo because conventional in "general," cannot lend to 2-4 unit properties as a primary residence with that low of a down payment.

The good news is that you have the power to fix it. 

Took about 3 months to close due to all of them living in different states and having to receive, sign and return documents.

This is good news for the SFR portfolio owner, as competition for borrowers, should drive better loan offerings. 

You're going to need some type of written documentation to protect your portion of the investment, ie the rehab expenses.