AlabamaEffective Property Tax Rate (2019): 0.37%4Typical Home Value (2022): $189,9766Annual Taxes on Home Priced at State Typical Value: $702.9

I haven't heard much about Durham but I do know the Columbus population on a percentage basis is growing at a rapid rate.

Multifamily properties at a discount are hard to come by, especially if you are looking in the nicer parts of town. 

Become a private moneylender until rates are down.

The HELOC will likely be variable rate (mine has adjusted from less than 4% to 10%}.

@Jessie Cervantes DSCR loans require 25% down payment and are higher interest rate than a conventional 30 year note.

VRC Platinum-rated short term rental residence offers the highest rental revenues possible.

I believe I have two options.Property Info:Purchase Price: $365,000Current Loan: $329,000Interest Rate: 5.7%Mortgage:$1900PMI:$130Insurance:$157Taxes: $320Current Rent Left: $1200 (Market $1400)Current Rent Right: Owner Occupy (Market$1800)1.

The rate is pretty good though and I might have to move for work related reasons and if thats the case I’d love to keep the NACA loan at its rate without refinancing.

Nobody has a crystal ball to predict the future but, generally, rates will likely go down, property will appreciate and rent's will increase.Getting experience as a landlord is valuable too...