Brokers, Title Company, Seller.

We are not a wholesale company and we are looking for deals that we can close on personally.

As others have said, I would leverage the Housing Authority with these people. 

Hey Chyson, I don't know what company you use for Hard money.

You can get the title company to draft up a promissory note and deed of trust.  2.

Leverage a system and process to book meetings/engage with your dream investor avatar5.

If the accounts are in individual names, then the person whose name is on the account will need to be on the loan.Although you mentioned that both of you have the same credit score and history, consider who currently has more financial leverage or could benefit from additional credit activity.

Insurance companies have become very nit-picky.

New companies like Intel, Amazon, and Google are also investing here.

A lot of my company's clients are trying to do this in 2024, with mixed results.