.#2 Lloyd's of London's Rating(I know that you can all Google search quite effectively, but thought that bringing this info. to one centralized location might help...)Lloyd's of London has a long-standing history as a pioneer of the insurance industry.

Regarding the above issues, a line of federal cases (Bolker, Mason, Maloney, etc.)provides taxpayer-friendly authority against challenges by the IRS.

I suggest you visit our local REIA - Central Ohio Real Estate Entrepreneurs (COREE).

The rule also provides that the unlicensed individual performing the permitted activities listed in this rule must work under the supervision of a broker and his/her compensation must be primarily on a salaried or hourly basis.Under this rule, the duties an unlicensed employee can perform when working with residential rental property are the following: maintenanceclerical or administrative supportcollect or accept rents and/or security deposits which are made payable to the owner or real estate brokerageexhibit or show residential rental units to prospective tenantsfurnish published information regarding the propertysupply applications and leasesreceive applications and leases for submission to the owner or broker for approvalThe rule provides that an unlicensed employee may not perform the following duties: negotiate contracts or leasesdeviate from the rental price and/or other terms and conditions previously established by the owner or broker when providing information to prospective tenantsapprove rental applications or leasessettle or arrange the terms and conditions of a lease on behalf of the owner or brokeroffer inducements to prospective tenants unless they are previously advertised or arranged with the owner or brokerinterpret or provide their opinion concerning the terms or conditions of a leaseindicate to the public that he is in a position of authority which has the ultimate managerial responsibility of the rental propertyIt’s clear that a brokerage employee can perform many clerical and administrative functions without holding a real estate license.

With your water bills, do you have to send them to your tenants yourself with a breakdown of their usage, or do they come to your tenant's directly from the water authority?  

People are fleeing in droves for more affordable housing, and the Central Valley (Yuba, Sacramento, Stockton, Modesto) is the last place to find it. 

First of all, neither New City nor Nanuet are part of the East Ramapo Central School District, which is where most of the contention currently lies.

Check with the local authorities either before you go under contract or during the due diligence period.  

I currently live in Elk Grove and it's suburban-SFH-central.

I am sure the markets are a lot hotter down there as opposed the central valley.