Typically Credit Unions are good sources of capital for Lines of credit but when it comes to refinancing there seems to be quite a bit of red tape.You want to work with a broker who essentially has the entire mortgage industry in the palm of their hand and can put you into the product best suited to meet your needs.

Fundamentally, I want a balance between an efficient, market-rate park and tenants who are happy and comfortable.

If you owe the bank a lot of money and can't pay the bank has a problem.4.You can't time the market.5.Properties always appreciate.6.Syndications are the way to go if you are a tired landlord.7.Financial independence in 3 years by age 25.8.It cash flows x dollars per month.9.

When you do renovate, what are the long-term plans with it to have it stand out in such a popular market?

Is anyone here looking into opportunities in Markets in Europe (Portugal, Spain, etc)?

Hi @Kathleen Park - In my opinion, any type of HOA fee should be paid for by the housing provider, but if you want to account for it in the rent (if the market allows), then increase the rent by $100.What does this TAP program do, and what's the purpose of it?

Would it make sense to save up money to buy something cash, finance, wait for market to cool down, etc.

@Cory M.Depends what kind of banking you need, but after searching high and low state department federal credit union (with an American citizens abroad membership first, like 100 bucks) and capital one have worked best for me to avoid the nightmare you mention of trying to deal with US banks from outside the US.

RESI agents have to focus on marketing themselves first and foremost becasue in this market listings are money in the bank plain and simple. 

There seems to be a lot of growth and the potential to be a great market to invest in.