Unless you refinance into an ARM (adjustable rate mortgage), your new loan should be locked at a low interest rate.

Being a firefighter I take fire safety/prevention very seriously and I do not believe that there is any place for smoking inside of my property, especially since I will be living next door. 

John,Being cash fluid is great but at some point in order to obtain a larger portfolio and sustain the margins of safety. 

"Buyer will increase the offer price to exceed any competing bonafide, arms-length offer by $X,000 to a maximum of $XXX,000.

We do need social safety nets to protect our most vulnerable however a lot of systems have rampant abuse and checks need to be in place. 

-The boiler operated but does not appear to be operating properly as there is the boiler is indicating there is an “E 02” error –recommend having a qualified HVAC technician evaluate boiler and repair/replace as needed.POTENTIAL SAFETY HAZARDS-There is a small deck next to the driveway that has areas of damaged wood, missing wood and no railings – recommend havinga professional repair.

https://www.fbi.gov/scams-and-safety/common-scams-and-crimes/business-email-compromise#:~:text=In%20a%20BEC%20scam%2C%20criminals%20send%20an%20email,gift%20cards%20to%20send%20out%20as%20employee%20rewards. 

It’s a built-in safety net.2.

The PTFA defines a "bona fide" tenant as a person in possession of the property provided: - The occupant is not the mortgagor or the child, spouse or parent of the mortgagor;- The lease or tenancy was the result of an arm's-length transaction; and- The lease or tenancy requires the receipt of rent that is not substantially less than fair market rent for the property, or the unit's rent is reduced or subsidized due to a federal, state or local subsidy (i.e.

Regarding the room in the front house rented as a studio -- it does seem equivalent to renting a room in a house, though I wonder if there are any code or safety violations broken by blocking the door.