Appraisers have a hard time comping them, so they adjust value downward to compensate for lack of comps.

You need to know how to identify proper comparable properties and make the correct adjustments.

PS Client is aware I work on adjustable budget estimates.

So, if the comp with 1.75 baths sold for $80,000, the adjusted value might be $80,500.If there are lots of differences, you do lots of adjustments.3.

AROI can also be adjusted to reflect down time, which our model does.

I think that history is still the best way to prdict the future, with some modern day adjustments.

It allows for up to 2000, so you can always go back and adjust your date range to get under the 2000 limit if you happen to exceed it at first.

Get a loan officer you feel comfortable with and who you trust - they can help you with pre approvals, situations etc Unless you plan on locking that day - whats the point as not only do rates change everyday (sometimes more than once) They can tell you anything...honestly most LO's left in the biz are going to try and help you...better to have a trusted advisor.....rates especially non fha loans are like chinese arithmetic these days - the price adjustments can vary greatly.

In addition, getting the HOA to address and pay for HOA-related issues that directly affect your unit (bad foundation, chronically leaking roof, crumbling wingwall) is a time-intensive, often fruitless process.The problem at the middle/upper-middle income complexes is that you still have people on the board who have no business directing a management company and each member fights to get what they want and not necessarily what is best for the complex.

I keep hearing people, especially on bigger pockets advise to not even THINK about adjustable rate but .... without hiring a team of investigators, that's all I've found to exist.