so I created an llc for my investment properties..spoke to someone who questioned " where would this business be located?"

You pay the LLC cost within each state.

Either have additional inestors or get the smaller one to increase thier contribution or maybe the larger one can contribute via 2 different entities (trust, ira, llc, personal name) so on paper each one is under 20%.

Per IL SOS, I had to create an assumed name for my CA LLC.

I've used this company on several properties in WR, GA.Solomon EdwardsChosen One Home inspection, LLC

@Steven Harris that is a hard sell but with $30K in savings as collateral you may be able to go to a private lender; however, you are going to have to add a member to your LLC or Corp with a job ; especially since you are new and can not produce a schedule of real estate owned.Most private lenders that I know or have worked with say that the asset is the main pull as far as credit during analyzing the deal; therefor, you have to have a strong deal that makes you money and able to communicate how you are going effectively monetize the project, in the form of an executive summary.I remember at one time some lenders were doing 80/100, 80%LTV and 100% rehab, I do not know if they are still doing that, I will have to reach out to some of them to see their parameters these days.

What type of LLC did y'all create and why?

I did get the warranty deed under the LLC.

@Adam Rosenbeck, I will give you one more reason to base ownership of the LLC/Property based on monetary contribution.

Why are you getting a commercial loan - Do you mean portfolio because your closing in an LLC?