I work for Direct TV in a rural market so I do a lot of driving.

But what about that bowl of apples?" 

However, I'm not sure that doing a straight up Seller Finance "Investment deal" is apples to apples with the "owner occupied" rates that you are providing above.

I think an apples to apples comparison would improve this, meaning same value of house, same LTV, same term. 

Hi Karen, I know this is not apples to apples, but I’m on the board of an HOA in the south metro.

My units are pretty much everything you describe- lvt, hardwood, smart tv's fast wifi, if you want to see my listings let me know and I can share airbnb etc..great post!

Throw away the tv, it does nothing productive for your life, seriously eliminate them, gone.

Instead of letting the bad apples ruin the opportunity, learn how to mitigate the risk and protect yourself while expanding your pool of available applicants.Or you can be a carmudgeon like @Thomas S. and lose the opportunity at additional income. ;)What I do:1.

Tons of trash left in the home and in the garage along with personal possessions - toiletries in bathroom, decrepit looking washer and dryer in basement (not hooked up and seemingly long unused ), old couch, old truck tires, vehicle battery, TV stand, mower and vac in garage. 

Your tunnel reminds me of this silly old TV show:https://www.youtube.com/watch?