Her son was about to cork it.

My son will be managing it, but he is a couple hours north as well.

As far as smaller banks, I have one I have been using for one client that I know the son of one of the managing members of the bank. 

Later, he decided to bring in a Realtor; his son's god-mom.  

If my son asked me the same questions I would definitely tell him to check out the area.

This is like the time I found an old beer can from the 80's, only it wasn't worth millions, and instead of getting it appraised, one of the laborers drank some of it and threw it out...

I want my 19 year old son to be a part of this company as well, so I'll write that up in the operating agreement that we'll have two members and share in the profits...right?

My son is a little old for that now...he's 18!

(like:retired husband and wife with contractor son-in law eager to fix that roof?).  

Family Member is defined as follows, regardless of actual or perceived sexual orientation, gender identity, or legal marital status:  child, parent, or grandparent; o a child is defined as a son, stepson, daughter, or stepdaughter; o a parent or grandparent includes a step-parent/grandparent or foster parent/grandparent;  spouse or domestic partner;  legally adopted son or daughter, including a child who is placed with the Borrower by an authorized agency for legal adoption;  foster child;  brother, stepbrother;  sister, stepsister;  uncle;  aunt; or son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-inlaw, or sister-in-law of the Borrower.Or these other exceptions:(3) Exceptions to the Maximum LTV The 85 percent maximum LTV restriction does not apply for Identity-of-Interest transactions under the following circumstances.