Self-funded college, didn't buy a car because I travel continuously and thus no proven credit track record.Is there a decent way around this to still get a mortgage?

Portfolio of 8 properties built with my own funds with proven track record.

Memphis, I just think there are better returns with better market fundamentals elsewhere, and Cleveland has not proven itself to me as a growth market yet enough for me to be convinced I want to buy there.

I don't own any apartment complexes, but I have learned that it is a whole different ball game that requires a great team, and knowledge to recognize future potential income.

Recognize that RE moves in cycles, and now may not be the best time for you to be a buyer.Either way, you need to zig while everyone is zaging. 

One way this can be proven is by the 3rd party verifier selecting an investor at random and calling/emailing them to confirm their return (or cash flows).

@Laura Richards, do you know off the top of your head if Louisiana recognizes land trusts?

I also see a few Selling Costs that i'm not sure when and how the payments would be made(Particularly Home warranty and Termite letter.SELLING COSTS:Selling Price                      $130,000.00 Commission To Agents    ($7,800.00)**Buyer Home Warranty      ($500.00) **Buyer Termite Letter         ($50.00)Buyer's Closing Costs      ($7,800.00)Seller's Closing Costs      ($200.00)Total:$113,650.00I recognize that these are "selling costs" but do I initially request the loan amount to cover my potential  fees?

zillow has proven to be inaccurate (houses we bought our selves showing for the wrong price).

I doubt a lawyer would take your case,two years is too long.You should have made these complaints when you first recognized them and filed a complaint then.Did you buy the property "As Is/Where Is"?