I'm seeking advice on my current situation and the best route for achieving my real estate goals.For context, I'm 23 years old, living in Providence, RI, with the aim of owning 5 rental units and my own home in the next 10 years.

Hi @Joseph O'Sullivan, happy to connect and share my lending resources with you to help provide some guidance in your real estate journey! 

House Hacking provides significant financial benefits through appreciation, loan paydown, rental income, and tax savings.

I also added the new appliances I have provided, if there are any issues it's the tenants responsibility to fix.

This will reduce your turn times allowing you to scale much quicker... not to mention reduce the unknow variables that come from having to wait for longer seasoning periods.The main benefit I see with a DSCR Loan is you don’t have to provide your tax returns and provide the documentation on all your other properties.

The receipt also likely needs to be provided to the tenant within 30 days of their lease ending.

As a last resort, I would even be willing to lease the land, provided that I be compensated for the improvements when it sells.TIA

@Logan Guerrero one of the challenges with maintenance is owners not having funds.So, we've learned to prioritize maintenance issues:1) Health & safety issues2) City & S8 inspection issues3) Property preservation4) Direct marketing issues (purple walls)5) Miscellaneous

All of Metro Detroit's S8 providers have closed waiting lists they open for a couple of weeks every 2-3 years. 2) Anyone claiming there's a shortage of S8 rentals, doesn't understand the market dynamics.

Bookkeepers are fairly inexpensive for the value they provide.