Live in AZ.Purchased primary with decent cash down, remodeled and have comps to support a decent pull of equity into liquidity for REIs.Thank you in advance for any suggestions.Michael Vallee

As it relates to a BK it depends on what position you are in.

However, all the numbers I run do not present with a positive cash flow.

My wife is not part of the loan.I am planning to buy a 2nd and vacation home (80 miles away) from the primary residence.I would like to use the low down payment to purchase this property.

I dont know much about sitting subdivisions so im unsure yet how they acquire those positions.

Also, some of these investors plan to move here themselves and want their investment properties positioned in the State they plan to live in.  

If it produces more energy than it consumes then the building is Net positive - though Net Zero is too frequently used as a blanket term to cover both these cases.Ironically, Net Zero does not automatically imply higher energy efficiency - there are several examples of commercial buildings with large expanses of flat roofs (i.e. warehouse) which are net positive, despite the building itself being horribly inefficient.Building standards in North America are woefully outdated on matters of energy efficiency.  

It didn't matter since I was going to anyways since it's my primary residence.

I started with Wells Fargo as they are my primary bank and I have a good relationship with them.Is there a general rule of thumb for interest rate offered by banks, big or small?

After my positive experience using an agent and going off the MLS and my negative turnkey experience I really am down on turnkey now.