You can simply state that the previous owner did allow pets however your rental policy is that you DO NOT allow pets. 

Situations covered by our policy include, but are not limited to: Maintenance issues that affect your ability to hostDeath of a family memberSerious illnessProperty damageNatural disasterPolitical unrest"So with the property under construction, I will have pictures showing "property damage" and "maintenance issues that affect my ability to host".  

He did this in multiple cases, which began to scare the insurance companies out of writing policies for condos.  

In their contract they require that I add them as additionally insured on my Insurance policy.

I have a commission agreement signed along with buyer registration prior to bringing an offer or touring.It's a shame there isn't simply a standard policy of how to execute offers in a non-bias way and in the best interest to all parties.  

We have been in business for 7 years, have proven systems, policies and procedures in place, we have managed as many as 340 doors and would like to discuss the current opportunity with an interested and motivated Broker.  

Since the first policy was paid by the seller, you didn't need to pay for it.

I also understand that an umbrella insurance policy is my first line of defense.

I've recently rented out the property but have not updated my Homeowner's Insurance policy yet.

Karen, you need a vacant house policy- not widely offered.