The 6.875% 7/1 ARM offers a lower initial interest rate, potentially saving you money on monthly payments for the first seven years, but after that, the interest rate can adjust annually based on market factors.

Read books from Bigger Pockets authors, podcasts, independent research, talking to other investors, and pounding the pavement.

Based on the language, it would appear 'smoking' only pertains to inside or within the distance set of the rental unit.

  =)better option is to call a couple lenders directly, tell them you're not ready to have your credit pulled yet, but you want to discuss potential options based on estimates of your credit score, income, etc.you'll get better / richer info this way.  

@Sandy ChauI believe we base it more off tax assessed valueI

Check out the Rookie Podcast.

I'm closing shortly on a $2M ground up new construction co-living concept (Class A), where the tenant base will be all on MTR leases from 30 days to 180 days+, targeting the demographics that you mentioned above. 

I definitely will have a new approach going forward based on all your comments.  

While Fair Housing Act of 1988 is the overall law that governs housing discrimination based on health conditions, the law doesn't go into great detail on how those health conditions should be interpreted and applied, and often references back to the ADA for several things, including determining if an animal is actually a service animal in the first place.https://www.hud.gov/sites/dfiles/PA/documents/HUDAsstAnimalN...QUOTE:  "Because HUD interprets the FHA to require access for individuals who use service animals, housing providers should initially follow the analysis that DOJ has determined is used for assessing whether an animal is a service animal under the ADA."

I’m based in Columbus and would love to chat anytime you’d like.Best of luck and keep us all posted on your Journey!!