I've closed a few in less than 30 days contract-to-close (after months of showings), but in general it's about 40 days with financing and normal contingencies plus they almost never want to buy the first they see. 

Anyway, I'm looking for some guidance as to whether this is normal behavior or should I look for another realtor that is going to do a little bit more work.

The policy is normally sold in $1,000,000 increments.

I'm not in a normal real estate market by any means. 

Just use the credit card while sticking with your normal spending habits and pay off the balance each month. 

I normally do 15-year notes because I want rapid principle pay down. 

This will allow you to identify normal costs that occur on both the buy and sales side of the transaction.

Normally, a broker would ask what cap rate you are seeking, or better yet, they want to hear a strict criteria: # of units, purchase price, type of class.

I am in the process of hiring a property management company as I am moving out of state 12 hours away, I am in a unique rural area where it is impossible to find a larger company, basically have to use individuals (normally real estate agents) who manage a few properties here and there or own their own.  

I did find the interest to be a little less than normal but I just attributed that to the fact that it is January.