A lender qualifies or approves of them by using the values (AIV and ARV) of the property and maybe some metrics on the borrower (experience and / or credit score).

The two primary metrics that we talk about are Coc and Cap Rate. 

What are some questions you wish you asked, metrics you wish you took into consideration, etc.

What are some favorite metrics/benchmarks in the long run -- long term buy and holds with fixed loans and no mid range thoughts of selling , re-financing etc.?

We're an active lending in the 1-4 conventional space but eventually we all make that transition into the 5+ MFH space which requires different metrics to adhere to (debt service coverage ratio, net worth, liquidity, and experience) that is not cared for in the conventional space.The conventional space is mainly ran through AUS or automated underwriting systems for 1-4 unit properties when it comes to fannie mae or freddie mac.Its good to have the capability to do both so you can seamlessly move from one type of financing to another and have the entire toolbox of loan products available to you (private money loans PML @Beth Johnson, HML or hard money loans/bridge, conventional, commercial variants (there are large banks, small communities, regionals, credit unions, and fannie freddie agency in the 5+ space too, along with Life companies or LifeCo, CMBS collateralized mortgage back securities).Let me know what questions might come up on your end.

Virtually every Wake county zip code has too much product (house) variance to put any credibility in zip code metrics.

Hi everyone,we decided to add specific calculations for Canadian investors to our property analysis tool. Are there any investors here familiar with the Canadian market?So far we are working on the Canadian mortgage c...

I made a scoring system and briefly considered every MSA with a population over 100,000 based on fundamental metrics (job growth, population growth, income growth, rent growth, and new construction).

When I first read that metric, I was a bit shocked that retention was as high as it is and the band was as narrow as it is given how entrepreneurial your industry seems. 

Still had a good year last year.This year it's a perfect storm with low interest rates, 1031 delayed properties now have sold and they are buying replacement, my business grows naturally year over year without these other metrics, Biden trying to go after 1031 has investors worried and making moves now just in case.For me I am buying value add reposition properties.My clients tend to buy the jewelry box properties with credit tenants and long term leases.