You don't want to highlight that the house is old and may be expensive to maintain.3. 

If they did not submit an order, then there's no evidence that there were issues and no reason your insurance company should only side with one side of the story that is entirely verbal.If you have evidence that the septic maintenance company was not maintaining the system and fulfilling their part of the contract, you may be able to take them to small claims court.

They will often waive that for an investor they regularly fund but probably not a first timer.

During this time rates were at an all time low!

This is my first post so in case bartering is not kosher, I'll be sure to adjust :)  I'm having a harder time estimating labor rates than material costs, which you can look up one at a time on lowes or home depot websites.Any advice for a first timer trying to build good estimates to check against contractor bids and also know if a property is worth bidding on before hauling a bunch of people through wasting all of our time.Any help is greatly appreciated and Happy New Year to you all.

Unfortunately, if you want to maintain that sweet 800 credit score, you're going to have to borrow money. 

We just want someone to be nearby in case they need to show a unit, do weekly walk throughs to ensure it's being maintained properly, and lockouts.

Aside from providing the basics (ie. listing tool to get the property published to 10+ major sites, scheduling tool to schedule viewings, tenant screening with comprehensive applications -- pulled reports from TransUnion, which include nationwide criminal background checks + credit checks + eviction history, digital lease creation tool, rent collection tool, and maintenance tracking tool), some services also offer your tenants additional capabilities which makes it an easier sell on your end when getting them to transition over (ie. their ability to report on-time rent payments to the credit bureaus; this can create an added incentive for making sure they pay that rent on time). 

You’d be wise to talk to many lenders @Jackie Garcia and maintain a stable of lenders you can pick and choose from as your properties, and their lending criteria, fit.  

Worse than the down-sizing couple example is the highly-paid professional who can and often does own a home in the suburbs but maintains the city rental because the rent payment is next to nothing.