Any bank with any sort of underwriting standards is going to ask, already know, and independently verify the answers to the most of the above questions, so you might as well answer them up front and bring the bank documentation of your analysis.

I would like to be financially independent and become a part-time real estate investor in the states! 

That way you can be an independent broker and not have to work for anyone.

Appraisers are  mostly independent.  

You have an independent contractor agreement/relationship with your broker.  

IMO, the best start to financial independence in REI is to purchase a property where you can rehab it, rent it, refinance and pull your investment out and repeat until you have your $4-5k in cash flow.  

Independence title

My partner's wife got audited at her business.  

Nothing worthwhile is accomplished without some hard work.When you begin your journey to financial independence, first you must determine where you want to go.

@Linda Collins - I would find a local independent insurance agent.