You will have to make your own decision about the morality, or lack thereof, in plagiarizing your professional advisor's work product.

Has anything I stated above incorrect or based on speculation?

This should not be your only decision in choosing an employer, but can save you money to use for investments, etc. 

I'm with Zack Karp, I would look at buying apartments in a very good area and have a property management company manage the apartments, make sure you keep cash on hand in case there are vacancies or unexpected expenses.I have bought over $5M in property, I have had apartments and flipped single family homes, if you do decide to buy single family homes, do it under 200k a piece, in other words do not buy the big expensive property even if it is a great foreclosure deal, because if you can't sell it quickly, at a higher price it is nearly impossible to rent it out and cover your mortgage payment.You could buy 7 or 8 100k homes and put 20k down on each and at that price point definitely look for some good deals i.e foreclosure, distressed home owner, whatever you do, take your time, regardless of what any realtor tells you, take your time and make smart decisions.

What happens in two years when it turns out all these investments were poor decisions?  

Forgive me if I use incorrect terminology; I'm still a newb and a foreigner at that! 

Soo many variables make the decisions a tough one.    

If used incorrectly, it could cost you a fortune.

Even if We know that Bayou City is facing the oil slump very hardly, but there niche and part of the town that still performing well because are occupied by different types of professionals figure that are working in sector like maritime transport, medical, manufacturing and distribution.My suggestion is to study the market, contact a local agent, read the news, and then make your decision based on real number and real prospective and area development.Once again, depending everything on what Submarket your are going to focus.

I'm only pointing out your incorrect statements.